SME Point of Sale


  • Attractive Profit rates
  • Finance up to AED 3 million
  • Finance tenor up to 48 months
  • Top up facility available
  • On assignment of POS terminals

Al Wifaq Offers finance against Point of Sale (POS) Receivables. It is a finance option for merchant establishments that use credit card Point of Sale (POS) machines for their daily business transactions.

Fees and Tariffs

Processing fee  
1% of the principal finance amount (min AED 1,500)  
Early settlement charges  
2% of outstanding balance  


Applicants must be:

  • - All enterprises registered under UAE law with valid Commercial Registration and Trade License.
  • - Established for at least 2 year.
  • - Minimum period of POS business shall be 1 year.

Terms and Conditions

Terms & Conditions Apply.

Al Wifaq reserves the right to change the profit rates, fees & tariffs, charges and terms & conditions at its own discretion, without any prior notice.

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