Working Capital Finance


  • Offered to meet the working capital/cash finance needs of your business.
  • Based on Murabaha mode of Islamic Finance
  • Finance available upto 2 Million
  • Very competitive profit rates
  • Flexible tenor of upto 5 years

Working Capital Finance is an ideal product to meet immediate cash requirements of your businesses. It is based on a Murabaha arrangement through trading of Shari'a compliant commodities. Customer gets the financing amount credited immediately in his account by selling the commodities in the market.

Fees and Tariffs

Processing fee  
1% of the principal finance amount (min AED 1,500)  
Early settlement charges  
2% of outstanding balance  


Applicants must be:

  • - Flexible repayment options with finance tenor up to 48 months.
  • - Attractive profit rates.
  • - Finance up to AED 600K.
  • - Top-up facility available.
  • - Small and medium sized companies registered in the UAE with valid Commercial Registration and Trade License.
  • - Established for at least 3 years.

Terms and Conditions

Terms & Conditions Apply

Al Wifaq reserves the right to change the profit rates, fees & tariffs, charges and terms & conditions at its own discretion, without any prior notice.

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