Debit Card


  • No Issuance Fee
  • Free SMS notifications & e-statements, so you can track all your transactions
  • 24/7 access to our Call Centre

If you lead a busy life, convenience is not a luxury - it’s a necessity. Why carry cash around when you don’t have to? As an accountholder, you automatically get your own Debit Card, which means you get to be cash light. Simply use your card to make your purchases at stores, restaurants, hotels, petrol stations in the UAE and internationally, and for those times where you do need cash, you can easily withdraw from an ATM located near you.

Now you can enjoy greater flexibility and convenience in your everyday life. It’s so easy with your Debit Card.

Fees and Tariffs

Issuance fee:  
Issuing supplementary Debit Card:  
AED 25  
Card replacement fee:  
AED 25  
Replacing secret pin code:  
AED 25  
Using ADCB ATM:  
Fees for using other bank ATMs:  
AED 2 per transaction  
Fees for using an ATM outside the UAE:  
2% with minimum AED 20 per transaction  
Processing fee for foreign currency transaction added to the foreign exchange rate for POS & ATM:  
Copy of sales slip:  
AED 25  


Applicants must be:

  • - Existing account holders.

Terms and Conditions

Terms & Conditions Apply.

The bank reserves the right to change the interest rates, fees and tariffs, charges and terms and conditions at its own discretion, without any prior notice.

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